Learn more about how to get a defensive driving discount on your car insurance policy by taking an approved driver safety course. Drive Safe & Save puts you in control of your car insurance. You get an initial discount just for signing up and, from there, you can save up to 30% 1 depending on how you drive. Learn more about Drive Safe Save 26% Depending on where you live, taking a driving safety course can help you get discounts on car insurance.
Ask a local State Farm agent for a list of qualifying courses and requirements. In several states, auto insurance agencies are required by law to offer insurance discounts of 5 to 15% to people who take a special course. I Drive Safely has already helped thousands of people save money on car insurance. We've even developed a course for adult drivers specifically designed to help people age 55 and older get discounted car insurance.
Regardless of the direct insurance discount, any road safety course, if taken seriously, will indirectly help pay your insurance premium by reducing the risk of causing an accident. All major auto insurance companies offer defensive driving discounts for at least some of their policyholders, as some states have laws requiring insurance companies to offer one. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. A defensive driving discount is a discount on your car insurance that you can get when you take a defensive driving or training course or program for eligible drivers.
To get an insurance discount for a road safety course, start by searching for and enrolling in a course approved by your insurance company and the state. Some companies offer discounts for new drivers who complete an approved driver education class, but not all companies are the same, so check with your insurance agent to find out if you or your child can get a discount for studying driver education. Taking a defensive driving class can be an easy way to save money on your car insurance, as long as your insurance company offers a discount on the defensive driving course. By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium.
Yes, online defensive driving courses are usually high-quality classes that can help you eliminate a ticket from your history or potentially earn you a discount on your car insurance rates. Drivers typically save 5% to 20% on their car insurance rates with a discount on a defensive driving course. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. You can get a discount for driving defensively on car insurance if you complete an approved driver education course.
But you can generally get a discount on your car insurance rates if you take an eight-hour defensive driving class, either in person or online. If you already have an auto insurance policy but just took the defensive driving course, contact your car insurance company to find out if you now qualify for the discount.