Some states require insurers to offer discounts for driving while others don't. In many states that require it, a four-hour course is sufficient to meet the requirement for a defensive driving certificate and a discount. Taking a defensive driving class can earn you a 5% to 10% discount on car insurance. In some cases, you can also take a defensive driving course to keep a ticket out of your record and prevent your rates from rising.
Depending on where you live, taking a road safety course can help you get discounts on car insurance. Ask a local State Farm agent for a list of qualifying courses and requirements. If you already have an auto insurance policy but just took the defensive driving course, contact your car insurance company to find out if you now qualify for the discount. Some companies offer discounts for new drivers who complete an approved driver education class, but not all companies are the same, so check with your insurance agent to find out if you or your child can get a discount for studying driver education.
For example, new drivers can get cheap insurance, but they often pay higher costs because they are presumed to be more at risk compared to experienced drivers. However, getting a discount for driving defensively shows your commitment to driving safely and can help you get cheap car insurance with a bad record. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. Taking a defensive driving class can be an easy way to save money on your car insurance, as long as your insurance company offers a discount on the defensive driving course.
One of the most important factors to consider when looking for insurance discounts for defensive driving courses is the insurance provider. A number of factors affect the cost of car insurance: the driver's age, history, and type of car are just a few of them. Yes, online defensive driving courses are usually high-quality classes that can help you eliminate a ticket from your history or potentially earn you a discount on your car insurance rates. Drivers typically save 5% to 20% on their car insurance rates with a discount on a defensive driving course.
Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. But you can generally get a discount on your car insurance rates if you take an eight-hour defensive driving class, either in person or online. A defensive driving discount is a discount on your car insurance that you can get when you take a defensive driving or training course or program for eligible drivers. Taking a defensive driving course can earn you a discount on car insurance or help you avoid being charged a fine.
Many insurance companies offer discounts on defensive driving courses, so check with your insurance company. All major auto insurance companies offer defensive driving discounts for at least some of their policyholders, as some states have laws requiring insurance companies to offer one.