You can generally expect to get a discount of between 5% and 20% for completing a driver education course. You can expect the discount to be higher for teen drivers than for experienced drivers. This is because insurance companies view the driver education course as a way to teach good driving habits. One way to receive a discount of up to 10% is to enroll in a driver education or defensive driving course.
A driver education course is especially important for teenage drivers or others who can expect high insurance premiums. Older drivers may also have the option of taking a refresher course. As a general rule, a safe driving course will save you approximately 10% on your insurance premiums. Some companies may offer a higher or lower discount, but the average is usually 10%.
These effects aren't cumulative; you can't keep taking multiple courses to get more discounts. Of course, you don't want to overlook the potential benefit of also getting a discount on your car insurance premiums. Car alarms, seat belts, anti-lock brakes, and airbags are features that can make a car eligible for a discount. Some insurance companies offer discounts for homeowners, discounts for good students, and discounts on safe driving insurance.
Some of the best car insurance companies offer discounts to people who went to driving school. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. If you have a teen driver and need to take out car insurance for teens, you can reduce your rates by enrolling them in a driving course to reduce the cost of your insurance. While it's difficult for a teen driver to get cheap car insurance rates, taking a driver's education course can help.
Most families who worry about their budget start to worry that adding their teen will significantly increase their annual car insurance premiums, as finding cheap car insurance for young drivers is a difficult task. Keep reading to learn more about how to save money with a discount on car insurance for driver education and how a discount on driver education can help you find affordable car insurance for teen drivers. Because every company is different, you're likely to pay more for car insurance as a new adult driver or as a teen driver. The average cost of car insurance for new drivers, including teen drivers, is higher than for other drivers in the United States.
Nowadays, most drivers are entitled to discounts on anti-theft and car security, as safety features come standard on most new cars for years. If you want to save money on car insurance for your teen driver, a discount on car insurance for driver education can lower your rates. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. However, some states, such as New York, require insurers to offer discounted rates to drivers of all ages for taking safe driving courses.