No quote or insurance change is required. The New York DMV allows motorists to take a defensive driving course not only to reduce traffic points, but also to get a 10% discount on car insurance. To get an insurance discount for a driver safety course, start by searching for and enrolling in a course approved by your insurance company and the state. The United States Automobile Association (USAA) offers a variety of insurance discounts in New York, including a 10% discount for completing a state-approved defensive driving class.
New York drivers who take an approved online defensive driving course qualify for a 10% insurance reduction. By voluntarily taking an IPIRP course in New York online, you can get a mandatory 10% insurance discount for three years. New York drivers who take a DMV-approved defensive driving course receive a 10% insurance discount for three years. AAA Auto Insurance offers a 10% discount on collision, liability and no-fault insurance premiums after completing an online defensive driving course.
Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. New York drivers can get a 10% reduction in insurance after taking a state-approved online defensive driving course. Learn more about insurance companies in New York that accept the 10% discount for defensive driving. Even if your car insurance company isn't listed above, you'll be entitled to a 10% discount for defensive driving if you meet your provider's requirements.
Contact your American Family Insurance agent for specific information about the IPIRP discount and other ways you can lower your car insurance premium. New York drivers can take a state-approved defensive driving course to qualify for a 10% insurance reduction that is valid for three years. Regardless of the direct insurance discount, any road safety course, if taken seriously, will indirectly help pay your insurance premium by reducing the risk of causing an accident. The New York IPIRP insurance discount is available to anyone who voluntarily completes a DMV-approved defensive driving course.
The New York Internet and Insurance Point Reduction Program (IPIRP) is an online course that offers a mandatory 10% discount on insurance for three years.