Some states require insurers to offer discounts for driving while others don't. In many states that require it, a four-hour course is sufficient to meet the requirement for a defensive driving certificate and a discount. The defensive driving discounts offered by insurance companies can vary significantly. Some companies don't offer discounts, while others may offer discounts of up to 20%.
Most of the time, drivers can expect a discount of around 10%. Car insurance companies will always want you to drive more safely. You should also want this for yourself. Consider taking a defensive driving course just to brush up on vital driving skills.
Nationwide also offers a variety of other auto insurance discounts, so you can find the car insurance you need at the price that's right for you. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.