Taking a defensive driving class can earn you a 5% to 10% discount on car insurance. In some cases, you can also take a defensive driving course to keep a ticket out of your record and prevent your rates from rising. New York State has a mandatory three-year discount and 10% insurance for motorists who complete a defensive driving course. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages.
New Jersey drivers who complete a defensive driving course approved by the New Jersey Motor Vehicle Commission can receive a discount that applies for up to three years. The state's mandatory discount applies to all insurance companies; contact your insurance agent for the amount of the discount and the eligibility requirements. For some people, especially teens and older people, taking a defensive driving class can get discounts on their car insurance premiums. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.
Most insurance companies offer different types of discounts to customers, so if you're looking to lower your premiums, compare prices and compare car insurance quotes. However, some states, such as New York, require insurers to offer discounted rates to drivers of all ages for taking safe driving courses. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. Taking a defensive driving course can earn you a discount on car insurance or help you avoid being charged a fine.
Texas doesn't require insurers to offer discounts on defensive driving courses, but many state insurers do offer them to motorists who take a state-approved course. Many insurance companies offer discounts on defensive driving courses, so check with your insurance company.