Once you have presented your certificate of completion of a defensive driving course approved by the New Jersey MJV to your insurance provider, you can receive up to 10% off car insurance for 3 years. The Defensive Driving course is a voluntary course. If you received a notice in the mail from the MVC giving you the option to participate in a driving improvement program or a notice to participate in the Probationary Driving Program, read the previous content in Corrective Driving Programs for more information. Once you've completed an approved defensive driving course, your auto insurer can apply the discount to you for several years.
If you're still eligible for a discount after that period has expired, you may be able to retake a defensive driving course to conserve your savings. Just a few hours of your time and you'll have a discount on New Jersey car insurance, a cleaner driving record, and a renewed sense of safe driving. Nearly every driver in New Jersey has heard of defensive driving courses, and some people have recommended that they complete one. Take an in-person or online course approved by the New Jersey Motor Vehicle Commission (MVC) to get a discount on your liability, PIP and collision premiums that applies for up to three years.
The biggest appeal of a defensive driving course is the New Jersey auto insurance discount you'll receive after completing one. During the trial period, drivers who are found guilty of two or more traffic violations totaling four or more points will receive a notification from the New Jersey Motor Vehicle Commission requiring the driver to enroll in the Probationary Driver Program to correct inappropriate or dangerous driving practices. New Jersey's defensive driving courses will help you counter the effects of New Jersey traffic tickets and points in an easy and convenient way. You can increase your safety and become a better, safer driver if you complete a New Jersey defensive driving course at any time.
Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.