Learn more about the minimum car insurance requirements in your state, including coverage options, average costs, and discounts available through Progressive. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) regulations, which protect the privacy and security of individuals' identifiable health information and establish a number of individual rights with respect to health information, have always recognized the importance of providing individuals with the ability to access and obtain a copy of their health information. With limited exceptions, the HIPAA Privacy Rule (the Privacy Rule) gives individuals the legal and enforceable right to see and receive copies, if they so request, of the information in their medical and other records maintained by their healthcare providers and health plans. You must demonstrate financial responsibility for any vehicle you own, in the event of injuries to other people or damage to your property.
Most people show financial responsibility when buying auto liability insurance. California law states that all drivers and owners of a motor vehicle must be able to demonstrate financial responsibility at all times and must carry evidence of the type of financial responsibility in force for the vehicle in force for the vehicle. It's important to familiarize yourself with your auto policy before you need it. The Statements page is a useful summary of your policy.
Drivers in Georgia must have liability insurance that meets the minimum limits (you can buy more coverage if you want) required by law for driving on public roads and highways in our state. Liability insurance helps pay for damages to other people on your behalf if these people are injured or if their property is damaged in an accident or incident in which you are found guilty. There are other circumstances in which liability coverage can help protect you (for example, Georgia state law doesn't require you to purchase physical harm coverage). However, if you financed or leased your vehicle, the lender or leasing company generally requires it.
No-fault states, such as Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah, require drivers to file personal injury claims with their own insurance through their PIP coverage. The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. Include the full legal name of your insurance company, the amount and types of coverage, deductibles, and insured vehicles. Before you sign an application for insurance coverage, call your state's insurance department and verify that the company and agent are licensed to operate in your state.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. All state insurance departments have staff available to answer questions about auto insurance coverage, and many departments publish premium comparisons to make it easier to search. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. Agent A person or organization licensed to sell and manage insurance policies for an insurance company.
Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them...